Saturday, March 12, 2011

Would you follow Graham's advice?

In his last years Graham told investors to buy stock market index funds with low costs and just manage the stocks/bonds allocation with time.

Today there is some closed-end index-funds with costs below 1% per year.

The cheaper fund I found is PIBB11, with costs of only 0,059% per year and follows the IBrX-50 index.

Would you follow Graham's toughts or would you continue to pursue bigger returns in stock picking?

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1 comments:

sid said...

No, definitely not.
Because the main advantage of this approach, which is to stay quiet, it's well fulfilled by the Investment Value.
And I don't want to became partner of OGX, for example. Some companies are too easy to exclude from a possible investment, and, the more they go up, more they are weighted in the index.
So, if I would need to take a more passive approach, because of lacking time, I would make a portfolio with the most low P/E, or P/BV, or higher yield, that has already been proved to yield superior return.
That's was also recommended by Graham:

"What general approach to portfolio formation do you advocate? Essentially, a highly simplified one that applies a single criteria or perhaps two criteria to the price to assure that full value is present and that relies for its results on the performance of the portfolio as a whole--i.e., on the group results--rather than on the expectations for individual issues."

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